Want my vetted and curated list of recommended products for everything from budgets to business tools? You got it!
I personally use and recommend these products and services to save, make and master all things money.
*Some of the following links may be affiliate. I only recommend platforms and services I genuinely use, love and recommend. I may receive commissions at no cost to you if you use my link.
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Find Your People
Want to talk about money with similarly-minded people? Join thousands of other money nerds in my Facebook community to get your questions answered by the frugal hive mind, stay motivated and get free access to my guidance.
Banking & Investing
CIT Bank
Your current bank is charging you money for the privilege of making money off your money. You should be earning interest from your bank with a high yield savings account.
Radius Bank
Get 1% cash back on all purchases with your debit card plus earn 17x more than the national average in interest! No fees, free ATMs and more.
M1 Finance
Does investing intimidate you? M1 Finance helps you start — for retirement or another goal — by taking the scary out of it. They guide you through the entire process and invest FOR you. Set your strategy, M1 Finance automates it. For free.
Personal Capital
Personal Capital is a great free tool for tracking your net worth and money goal progress. I use this daily to see all your accounts in one place with one log-in
Acorns
Round up your purchases and invest the spare change as an easy and painless way to better your financial future. Acorns is a micro-investing app that makes it simple for anyone to set aside and invest life’s spare money.
Saving Money
My FAVORITE cash back tool – Rakuten
Get money back on all your online purchases, find coupons and codes for sites with the Rakuten browser plug in and get $20 just for signing up!
Get cash back in-store - Ibotta
Earn real cash back every time you shop online or in-store.
Take receipt pics for money - Fetch Rewards
Save big on car insurance - Gabi
Negotiate your bills for free! - Billshark
Track your credit score – Credit Karma
Save for healthcare costs - Lively
See savings on glasses – GlassesUSA
Save hundreds by buying glasses online. I’ve recommended GlassesUSA for years for their quality and highly accurate virtual mirror.
Making Money
My Favorite Side Hustles & Ways to Make Money from Home
Become a Rover Sitter
Make money by walking dogs and petsitting.
Join Appjobs
Find gigs in your area that are hiring now.
Fiverr Freelancing
Make money using your skills or talents.
Drive for Uber Eats
Deliver food on your own schedule and get paid.
DoorDash Driving
Earn money through the DoorDash Driver Acquisition Program today to be a part of the booming personal delivery industry!
Sell From Your Closet on Poshmark
Get $10 free when you sign up on Poshmark. Sell unwanted clothes, beauty, and home decor to make cash.
Drive for Postmates
Deliveries can be done on your time and deposits made on demand! Earn referrals once they complete their first delivery!
Grocery Shop with Instacart
Earn money on your own schedule by shopping for others with Instacart
Deliver with Shipt
From phone chargers to frozen pizzas, Shipt delivers from popular stores in as soon as 1 hour. Saving time, fuel, and headspace, on household essentials and groceries is no-brainer for busy lives.
Teach With VIPKid
Earn $14—$22 an hour from the comfort of home teaching English online. They create the lesson plans, too! Requires 2 years of teaching experience, a 4-year degree from any university & reliable tech.
Rent out your car with Hyrecar
HyreCar is the leading carsharing marketplace where rideshare, food, grocery, and package delivery drivers can rent vehicles to drive and start earning income with gig services.
Credit Cards
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Budgetgirl.com has partnered with CardRatings for our coverage of credit card products. Budgetgirl.com and CardRatings may receive a commission from card issuers.
Chase Freedom Unlimited
This was my first cash back card and I still use it today!
Highlighted Features: Earning you 5% cash back on all travel and grocery stores, 3% on dining and drugstores, and unlimited 1.5% cash back on all other purchases, this card is a great option if you love dining and travel. Plus, you get a $200 bonus if you spend $500 in your first 3 months. This is an ideal option for someone with good/excellent credit. No annual fee.
United℠ Explorer Card
Highlighted Features: Earn 60k bonus miles after spending $3,000 on purchases in the first three months and 2 miles per $1 spent at restaurants and hotels. Get up to $100 credit for TSA PreCheck or Global Entry Fees and check your first bag for free on United. Also get priority boarding privileges and two passes to the United Club each year. This is an ideal option for someone with good/excellent credit. $0 intro annual fee, then $95.
The Best Card for: Rebuilding Your Credit!
Secured Mastercard® from Capital One
Highlighted Features: Improve your limited or bad credit with this secured card which reports to the three major credit bureaus. Establish your credit line with a minimum required refundable security deposit of $49, $99 or $200 to get an initial credit line of $200. After six months, be automatically considered for a higher credit line with no additional deposit. No annual fee.
The Best Card for: Improving Credit Score and Earning Rewards!
Capital One Quicksilver One Cash Rewards Credit Card
Ink Business Unlimited® Credit Card - earn cash back and bonuses on business expenses
Feature Highlight: Earn $750 bonus cash back after spending $7,500 on purchases within 3 months of account opening and 1.5% cash back on every purchase. Great for small business owners with good or excellent credit scores. No annual fee.
The Best Card for: Students & New Users
Deserve EDU
Highlight Features: No credit history required, Amazon Prime sign up bonus after spending $500 in the first three months, 1% Cash Back. No deposit required. This card is great for anyone trying to establish credit, who wants some great perks. Good for no or limited credit history users. No annual fee.
Budgetgirl.com has partnered with CardRatings for our coverage of credit card products. Budgetgirl.com and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Business Tools
The Graphic Design Tool I CANNOT Live Without!
My Favorite Email Marketing Software
Flodesk is the easiest and most gorgeous service for building out managing email campaigns. They saved me thousands of dollars per year over ConvertKit or Mailchimp and let you have unlimited email lists for less than $20 per month!
Get my favorite tech and supplies for YouTube and my business
Everything I use to shoot my YouTube videos, advertising photos and more.
The do-it-all YouTube tool
Make your videos soar with help adding tags, optimized titles and easier SEO with Tubebuddy.
My Web Hosting Service
Host your website without breaking the bank with Bluehost.
Lifestyle
Shop my Life
AirBnB
Rover Pet Care
RugsUSA
I’m constantly getting asked where my giant, affordable and gorgeous rugs come from.